Tommy Frazer is one of a gang of crooks lead by "Tony the Wop". Frazer gets caught and is sent up the river for three years on a forgery rap. When he gets out of prison, he finds his girl, Ann Whittaker, waiting for him -- and she's got a scheme. She is working in a bank and wants to pull an inside heist.
An orphan boy from the Kentucky hills joins the Union Army and rescues his adopted family from Morgan's raiders. He learns his real identity when he returns after the war.
Jim Joyce runs a garage with old Abner Hope. When Hope's granddaughter, Mary Ellen, comes to visit, Joyce falls in love with her. Joyce has a number of bizarre inventions and he dreams of harnessing the nearby falls for power, but he can't get any financing from the town banker.
Johnny Spivins adores Milly Fields, but since he's only an errand boy at the local grocery, he can't get her to look his way. Things get even worse when a city boy comes to town and boards at the Fields' home.